Financial Impact & Opportunity
Consolidated CFO view: investment, validated value, payback and performance metrics.
Modeled reductions in medical expenditures associated with improved employee health outcomes.
Modeled employer value associated with workforce productivity, attendance, and employee engagement.
10-Year Economic Outlook
Sample dataDrag any point to reshape a curve. Hover any month for detailed values and the economic value breakdown. Crossover years recompute automatically.
Approved executive display figures. Calculated arithmetic averages of the supplied annual data match these targets — no reconciliation gap.
Illustrative allocation of modeled employer value. Medical offsets reflect a demonstration allocation and are not derived from the underlying PayRX medical utilization model.
Three annual series: Medical Costs (declining), Medical Offsets (increasing), Workforce Value (increasing). 10-year annual averages: Medical Offsets $10.0M, Workforce Value $17.0M, Medical Costs $18.4M. All figures illustrative.
Workforce Value Breakdown
Cost Avoidance and Productivity Value are distinct categories. Combined total represents estimated economic value, not realized cash savings.
Productivity value remains modeled in both views. Manager submissions cover cost avoidance only.
All items are modeled. Toggle simulates which values Finance has confirmed. See Manager Data & Validation for employer-reported inputs.
Adjustable program fees
Whether the adjustment is a credit, refund or withheld payment depends on the agreement.
Financing scenarios
Save the current assumptions as a named scenario for side-by-side comparison.
Financial performance metrics
Illustrative · Year 1Based on 6.946 billion diluted shares. Reconciliation: −$0.0075 − (−$0.0303) = +$0.0228. Illustrative EPS impact attributable to program expenses, not AT&T's total reported EPS. Do not label as guaranteed earnings growth.
Reconciliation: −$10.02M − (−$34.56M) = +$24.54M. Pre-tax EBITDA impact, distinct from after-tax EPS. Diluted shares (6.946B) and tax rate (25%) apply to EPS reconciliation only, not to EBITDA.
All figures illustrative · synthetic data · not validated financial results
Employee Privacy Protected by Design
Employer reporting is designed to present aggregate workforce and health-program insights without exposing individual clinical records. Small-group reporting restrictions help reduce the risk of employee identification.
Aggregated information is not described as HIPAA-de-identified unless applicable de-identification requirements have been satisfied and verified.